Introduction

Badilicash (“we”, “our”, “us”) is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, share, and safeguard your information when you visit or use our website and services.

Information We Collect

We may collect the following types of information:

  • Personal Information: Name, email, phone number, address, PAN, GST, banking details.
  • Technical Information: IP address, browser type, device information, cookies.
  • Transactional Information: Payment records, UPI/credit/debit transactions, settlement data.
  • Usage Data: Pages visited, time spent, clicks, navigation patterns.

How We Use Your Information

  • To provide and operate our payment gateway services.
  • To verify identity, prevent fraud, and ensure security.
  • To improve website performance and user experience.
  • To comply with legal, regulatory, and compliance requirements.
  • To send service updates, notifications, and support information.

Cookies

We use cookies and tracking technologies to enhance user experience. You can choose to disable cookies in your browser settings, but some features of the website may not function properly.

Sharing of Information

Your information may be shared with the following entities:

  • Banking partners, payment processors, and card networks.
  • Government authorities when required by law.
  • Third-party service providers assisting with analytics, security or support.

We do NOT sell or rent your personal data to any third party.

Data Security

We use advanced encryption, tokenization, secure servers, and compliance protocols (including PCI-DSS guidelines) to protect your information from unauthorized access, misuse, or loss.

Your Rights

You have the right to:

  • Request access to your personal data
  • Request correction or update of inaccurate information
  • Request deletion of your data (as legally permitted)
  • Withdraw consent to data processing

Data Retention

Data is retained as long as required for legal, regulatory, operational, and compliance purposes. Transaction data may be retained longer as per RBI, banking partners, and KYC compliance rules.

Third-Party Links

Our website may contain links to external websites. We are not responsible for the privacy practices or content of third-party sites.

Children’s Policy

Our services are not intended for individuals below 18 years of age. We do not knowingly collect information from minors.

Changes to This Privacy Policy

We may update this Privacy Policy at any time without prior notice. Continued use of the website means you accept the updated version.

Contact Information

If you have questions or concerns about this Privacy Policy, contact:

I CONFIRM THAT I HAVE READ AND UNDERSTOOD THIS PRIVACY POLICY AND ACCEPT IT.